There are an ample number of laws that are applicable during a car accident. Right from basic insurance to the statute of limitations on legal claims, you must be aware of car accident laws in New Jersey to escape from any rules violation and get compensation for the injuries you got in an accident. Unfortunately, if you have never met any accident, all such things will add to your stress level. Hence, instead of sorting out all such things by yourself, it’s better to take help from a lawyer who has handled such cases earlier. You can contact a New Jersey workers’ compensation lawyer if he has also handled car accident cases along with fighting for the rights of corporate workers.
New Jersey No-fault auto insurance laws
Under this law, your insurance company is liable to pay for all the injuries and damage caused during the accident, no matter whose fault was in the accident. The major benefit of this law is that the medical expenses are paid quickly instead of waiting to reimburse costly medical bills and other expenses. However, this policy limits your right to sue for your sufferings unless the injuries are very severe
Report your accident
As per the New Jersey law, you can claim insurance that resulted in death, injury, or property damage of more than $500. You can give a call to 911 or can contact the local police department. Along with calling, you need to file a written report within ten days of the accident.
If the accident is very severe, you may or may not be able to make a report. If another person is present in the vehicle during an accident, he should call the police. If, after the accident, you are in hospital for ten days, then the owner of the car- if it is some other than you- should fill the form. Also, you are not supposed to give a written report if the law enforcement officer does so.
If anyone knowingly fails to report the accident, it’s a punishable offense, and the person has to pay a fine of $100 along with the court cost. In addition, his license will be seized in such a scenario. However, some lawyers can fix such issues if you were unable to report the accident immediately.
When partially it is your fault in the accident
There are car accidents that happen because of the negligence of more than one car driver. For example, if a car driver does a rolling stop at a stop sign, your car is at speed. Therefore, when both your and other car drivers have committed mistakes, the court will determine how much each of you is responsible for the accident. Such a type of judgment is called comparative negligence.
As per New Jersey negligence law, even if you are partially responsible for the accident, you can still claim compensation. This is because your insurance settlement will be deducted based on your negligence during the accident. However, no compensation will be given to you if you are found more responsible for the crash than the other driver.
The personal injury statute of limitations
In New Jersey, the statute of limitations for personal injury is two years. However, there are some exceptions in the time limit. A knowledgeable compensation lawyer can help you out with all such things. If you met with an accident and wasted too much time getting compensation, then it’s time to get help from the lawyer.
So, these are the four common laws which you should know if you are met with an accident. If you had an accident and it takes time to get better, hire a lawyer to stay away from the debt.