The first thing that comes to your mind whenever you head the word Ram is Dodge. However, few people know that Ram now has its own subdivision and it is completely different than Dodge. They are still believed to be one of the most robust trucks ever built and this is something that can be noticed from their price. They are definitely more expensive than other similar trucks but it is safe to say that this is well worth it. However, what does this have to do with the Ram truck insurance? Keep reading this article to find out more.
As we mentioned above, the Ram was part of Dodge for a long time. In fact, it made its debut back in 1982 and stayed part of it until 2009. The main reason why Ram got its own subdivision was because Fiat and Chrysler merged into one company. Ever since this happened, Ram trucks are looking more promising than ever. They are built in an even better way and have plenty of features that other trucks do not. If you opt for such a truck, you will not make a mistake even though you might pay some extra cash.
But what about the Ram truck insurance? How much are you supposed to pay and what is the rate you are supposed to expect? Well, the average insurance price range you can expect starts from $1,370 to $1,480. Of course, there are a lot of factors which should be taken into consideration but many insurance companies are going to offer you these quotes. As you can see, even the price of the average insurance is higher compared to other similar trucks. However, is all of this actually worth it? Is the Ram truck as safe as it is supposed to be?
Even though there is not much information and ratings about the Ram trucks safety, it is still considered is very good vehicle safety wise. In fact, the Insurance Institute for Highway Safety conducted tests on the Dodge Ram 1500 and a rating of “Good, which is the best grade. However, there were other ratings that were awful, such as the torso safety which got a grade of “Poor”. There are other factors which should be taken into consideration too when getting a price quote for your Ram. The rate of stolen vehicles has its affect too.
If you take a closer look at the list of top ten most stolen vehicles in the US, you will see that the 2004 Dodge Ram appears on this list. This is quite unfortunate and is just of the factors that push the Ram truck insurance rate higher up. When insurance companies calculate the price, this is one of the factors that they are taking into consideration and they know that this vehicle has a great risk of being stolen. Even though there is not plenty of information for newer Ram trucks, we are sure that even these vehicles belong to the category of vehicles that are likely to get stolen.