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4 Tips In Getting Your Dream Car

August 14, 2018 By Gauge Magazine

dream car

Everyone sees that incredible looking car cruising down the road and thinks someday they will be driving one just like it. New ads come out for vehicles that start you dreaming of what you would look like driving that fancy set of wheels down the neighborhood. Dream cars are almost as common as dreaming of living in better homes, or traveling to exotic destinations but can be more realistic than you think.

These are four tips you can use to start you on a goal of owning your dream car.

Cut your Spending

You can’t save up for that new dream car if you don’t learn how to cut your spending habits. Cut out the extras in your life such as eating out as often or eating at fancy dining restaurants. If you are a big movie fan, cut out the trips to the theater every week, or give up the subscription to paid movies sites. Cut your spending habits down to just the bare essentials and put all extra funds away towards buying your dream car.

Create a budget for your monthly spending and set any extra money away. Seeing your budget in writing will show you where your money goes each month and which of the expenses you can live without. You will be surprised at the number of places you spend money each month without even realizing.

If you have credit cards or a mortgage that you have been putting extra money towards, cut those payments back to the minimum. The additional amount you’ve been paying could be saved for your dream car. You can always go back to paying more once you’ve driven off in your new vehicle.

Designate a Saving Place

When you have determined how much money you can put aside each month, decide where to keep it. Keeping it in cash in your room might make it too accessible should you want to purchase something. Having an account in the bank will allow you to watch the balance grow without making it as easy to remove to buy unnecessary items. You will find great satisfaction in watching the amount grow knowing you are getting closer to that dream car with each deposit.

Consider a Second Job

Sometimes there are odd jobs available for a person to earn extra cash. If your job would allow you the hours to work a second one or even to pick up a few hours each week performing light duties, this money could all go towards your dream. Working more hours will get you to your goal sooner and keep you busier, so you are not thinking about other ways to spend money.

Speed Up the Process

If you have had your dream for a long time and it’s beginning to feel like you’ll never reach your goal, you could consider title loans. Applying for alternative financing can allow you to drive that dream car sooner even though you will still have to continue your shortened spending habits.

One option is called a title loan where you borrow the money for the purchase of the car, but the lender holds the title for the vehicle until you’ve repaid the money borrowed. If you are unable to pay the money back, you will lose the car. Make sure you fully understand the terms of this loan before entering into a contract.

When you choose your dream car, you have to be realistic. Do not go by looks alone or how you would feel riding inside it, make sure is a sound economical choice. You want one that is fuel efficient, so you are able to afford driving it and won’t require a lot of maintenance. You want to make a smart decision, so your dream remains something you can afford.

Filed Under: News Tagged With: dream car

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