Few experiences can shake us up emotionally, like being in a car accident. Your emotions will be running high, and it can be tempting to make rash decisions at the moment. However, there are certain actions you should avoid taking after an accident, as they could negatively impact any insurance claims or legal action down the road. Here are 7 things you should never do after a car accident:
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Leave the Car Accident Scene
According to a 2021 report, over 900,000 hit-and-run accidents were recorded in the US. If the accident is minor, with no significant vehicle damage or injuries, you may be tempted to drive away without exchanging information. Collin Melancon an experienced Lafayette car accident lawyer, advises always stopping after a car accident, even if it seems insignificant. Make sure to call the police so there is an official report, and contact a car accident lawyer. Exchange contact and insurance information with the other driver. Leaving the scene of an accident can result in criminal charges or license suspension.
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Admit Fault
Do not say to anyone – not even the police – that you were at fault or accept blame for the accident. Anything you say can be used against you later. Stick to just stating the facts of what happened. Let your insurance company determine fault once they have all the evidence. For example, 34% of accidents can be attributed to driver decision errors such as speeding or aggressive driving, meaning other parties may be to blame. Admitting fault could weaken your insurance claim.
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Neglect Your Car Accident Injuries
The adrenaline after an accident might make you feel fine initially. However, even minor collisions can cause hidden injuries like whiplash or concussions—whiplash is reported to affect 83% of drivers and passengers involved in accidents. Seek medical attention after any accident as a precaution. Ignoring injuries could prevent you from getting compensation down the road.
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Forget to Document the Scene
In the commotion after an accident, you may forget to properly document the scene with photos or video. Be sure to take pictures of the vehicle damage, road conditions, traffic signs or signals, skid marks, and anything else relevant. Documentation will help support your story later when determining fault. Failing to capture the scene could weaken your claim.
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Post About the Car Accident on Social Media
It may be tempting to vent about the accident online or post photos of the damage. Avoid doing this, as it creates a public record that insurance companies can use against you. Anything you say online can also impact fault and be used as evidence. Wait until after insurance claims are settled before discussing publicly.
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Contact Your Insurance Before Consulting a Car Accident Lawyer
Do not provide a recorded statement to your insurance company after an accident before speaking to a reputable car accident lawyer. What you say can be used to deny or limit your claim. A lawyer will handle communicating with insurance for you and make sure you receive the maximum compensation.
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Make Repairs Before Consulting Your Insurance Company
While it’s natural to want to get your car fixed quickly, avoid making permanent repairs before your insurance adjuster sees the damage. They need to properly document and estimate costs. Wait for your insurance company’s approval so they can inspect the damages first.
Following a car accident, emotions and stress levels are high. It’s important to avoid rash decisions in the moment that could negatively impact any insurance or legal proceedings down the road. Consult professionals like lawyers and doctors, follow the proper procedures, and hold off on repairs or public statements until you have guidance. Careful steps after an accident can save you headaches later.
